LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,387
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,425
−HK$1,055/mo
Today · 4.125%
HK$35,480
baseline
▲ 0.50% · 4.625%
HK$37,639
+HK$2,159/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$70,960/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,142
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,138
−HK$1,011/mo
Today · 4.125%
HK$39,149
baseline
▲ 0.50% · 4.625%
HK$41,212
+HK$2,063/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$78,298/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,064
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,310
−HK$1,266/mo
Today · 4.125%
HK$42,576
baseline
▲ 0.50% · 4.625%
HK$45,167
+HK$2,591/mo
Deposit HK$5.86M · loan HK$8.78M · min. income ≈ HK$85,152/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,571
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,766
−HK$1,213/mo
Today · 4.125%
HK$46,979
baseline
▲ 0.50% · 4.625%
HK$49,455
+HK$2,476/mo
Deposit HK$5.86M · loan HK$8.78M · min. income ≈ HK$93,958/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,741
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,195
−HK$1,477/mo
Today · 4.125%
HK$49,672
baseline
▲ 0.50% · 4.625%
HK$52,695
+HK$3,023/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$99,344/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,999
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,394
−HK$1,414/mo
Today · 4.125%
HK$54,808
baseline
▲ 0.50% · 4.625%
HK$57,697
+HK$2,889/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$109,616/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,096
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$61,965
−HK$1,899/mo
Today · 4.125%
HK$63,864
baseline
▲ 0.50% · 4.625%
HK$67,750
+HK$3,886/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$127,728/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,856
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$68,649
−HK$1,819/mo
Today · 4.125%
HK$70,468
baseline
▲ 0.50% · 4.625%
HK$74,182
+HK$3,714/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$140,936/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,060 · Scale 2, in force from 26 Feb 2026)