LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,389
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,427
−HK$1,055/mo
Today · 4.125%
HK$35,482
baseline
▲ 0.50% · 4.625%
HK$37,641
+HK$2,159/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$70,964/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,144
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,141
−HK$1,010/mo
Today · 4.125%
HK$39,151
baseline
▲ 0.50% · 4.625%
HK$41,215
+HK$2,064/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$78,302/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,066
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$41,312
−HK$1,267/mo
Today · 4.125%
HK$42,579
baseline
▲ 0.50% · 4.625%
HK$45,170
+HK$2,591/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$85,158/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,573
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,769
−HK$1,212/mo
Today · 4.125%
HK$46,981
baseline
▲ 0.50% · 4.625%
HK$49,458
+HK$2,477/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$93,962/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,744
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,198
−HK$1,477/mo
Today · 4.125%
HK$49,675
baseline
▲ 0.50% · 4.625%
HK$52,698
+HK$3,023/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$99,350/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,002
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$53,397
−HK$1,415/mo
Today · 4.125%
HK$54,812
baseline
▲ 0.50% · 4.625%
HK$57,701
+HK$2,889/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$109,624/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,099
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$61,969
−HK$1,899/mo
Today · 4.125%
HK$63,868
baseline
▲ 0.50% · 4.625%
HK$67,754
+HK$3,886/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$127,736/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,860
−HK$3,612/mo
▼ 0.25% · 3.875%
HK$68,653
−HK$1,819/mo
Today · 4.125%
HK$70,472
baseline
▲ 0.50% · 4.625%
HK$74,187
+HK$3,715/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$140,944/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,092 · Scale 2, in force from 26 Feb 2026)