LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,390
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,428
−HK$1,055/mo
Today · 4.125%
HK$35,483
baseline
▲ 0.50% · 4.625%
HK$37,643
+HK$2,160/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$70,966/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,146
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,142
−HK$1,011/mo
Today · 4.125%
HK$39,153
baseline
▲ 0.50% · 4.625%
HK$41,216
+HK$2,063/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$78,306/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,068
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,314
−HK$1,266/mo
Today · 4.125%
HK$42,580
baseline
▲ 0.50% · 4.625%
HK$45,171
+HK$2,591/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$85,160/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,575
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,770
−HK$1,213/mo
Today · 4.125%
HK$46,983
baseline
▲ 0.50% · 4.625%
HK$49,460
+HK$2,477/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$93,966/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,746
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,200
−HK$1,477/mo
Today · 4.125%
HK$49,677
baseline
▲ 0.50% · 4.625%
HK$52,700
+HK$3,023/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$99,354/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,004
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$53,399
−HK$1,415/mo
Today · 4.125%
HK$54,814
baseline
▲ 0.50% · 4.625%
HK$57,703
+HK$2,889/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$109,628/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,101
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$61,971
−HK$1,899/mo
Today · 4.125%
HK$63,870
baseline
▲ 0.50% · 4.625%
HK$67,757
+HK$3,887/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$127,740/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,862
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$68,655
−HK$1,820/mo
Today · 4.125%
HK$70,475
baseline
▲ 0.50% · 4.625%
HK$74,189
+HK$3,714/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$140,950/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,111 · Scale 2, in force from 26 Feb 2026)