LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,391
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,429
−HK$1,056/mo
Today · 4.125%
HK$35,485
baseline
▲ 0.50% · 4.625%
HK$37,644
+HK$2,159/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$70,970/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,147
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,143
−HK$1,011/mo
Today · 4.125%
HK$39,154
baseline
▲ 0.50% · 4.625%
HK$41,218
+HK$2,064/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$78,308/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,069
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,315
−HK$1,266/mo
Today · 4.125%
HK$42,581
baseline
▲ 0.50% · 4.625%
HK$45,172
+HK$2,591/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$85,162/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,576
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,772
−HK$1,212/mo
Today · 4.125%
HK$46,984
baseline
▲ 0.50% · 4.625%
HK$49,461
+HK$2,477/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$93,968/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,747
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,201
−HK$1,477/mo
Today · 4.125%
HK$49,678
baseline
▲ 0.50% · 4.625%
HK$52,701
+HK$3,023/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$99,356/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,006
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,400
−HK$1,415/mo
Today · 4.125%
HK$54,815
baseline
▲ 0.50% · 4.625%
HK$57,705
+HK$2,890/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$109,630/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,103
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$61,973
−HK$1,899/mo
Today · 4.125%
HK$63,872
baseline
▲ 0.50% · 4.625%
HK$67,759
+HK$3,887/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$127,744/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,864
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$68,658
−HK$1,819/mo
Today · 4.125%
HK$70,477
baseline
▲ 0.50% · 4.625%
HK$74,192
+HK$3,715/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$140,954/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,128 · Scale 2, in force from 26 Feb 2026)