LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,395
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,433
−HK$1,056/mo
Today · 4.125%
HK$35,489
baseline
▲ 0.50% · 4.625%
HK$37,648
+HK$2,159/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$70,978/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,151
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,148
−HK$1,010/mo
Today · 4.125%
HK$39,158
baseline
▲ 0.50% · 4.625%
HK$41,223
+HK$2,065/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$78,316/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,074
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$41,320
−HK$1,267/mo
Today · 4.125%
HK$42,587
baseline
▲ 0.50% · 4.625%
HK$45,178
+HK$2,591/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$85,174/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,582
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,777
−HK$1,213/mo
Today · 4.125%
HK$46,990
baseline
▲ 0.50% · 4.625%
HK$49,467
+HK$2,477/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$93,980/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,753
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,207
−HK$1,477/mo
Today · 4.125%
HK$49,684
baseline
▲ 0.50% · 4.625%
HK$52,708
+HK$3,024/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$99,368/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,012
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$53,407
−HK$1,415/mo
Today · 4.125%
HK$54,822
baseline
▲ 0.50% · 4.625%
HK$57,712
+HK$2,890/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$109,644/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,110
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$61,980
−HK$1,900/mo
Today · 4.125%
HK$63,880
baseline
▲ 0.50% · 4.625%
HK$67,767
+HK$3,887/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$127,760/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,872
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$68,666
−HK$1,819/mo
Today · 4.125%
HK$70,485
baseline
▲ 0.50% · 4.625%
HK$74,201
+HK$3,716/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$140,970/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,194 · Scale 2, in force from 26 Feb 2026)