LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,396
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,434
−HK$1,056/mo
Today · 4.125%
HK$35,490
baseline
▲ 0.50% · 4.625%
HK$37,649
+HK$2,159/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$70,980/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,152
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,149
−HK$1,011/mo
Today · 4.125%
HK$39,160
baseline
▲ 0.50% · 4.625%
HK$41,224
+HK$2,064/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$78,320/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,075
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$41,321
−HK$1,267/mo
Today · 4.125%
HK$42,588
baseline
▲ 0.50% · 4.625%
HK$45,179
+HK$2,591/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$85,176/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,583
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,778
−HK$1,213/mo
Today · 4.125%
HK$46,991
baseline
▲ 0.50% · 4.625%
HK$49,468
+HK$2,477/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$93,982/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,754
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$48,208
−HK$1,478/mo
Today · 4.125%
HK$49,686
baseline
▲ 0.50% · 4.625%
HK$52,709
+HK$3,023/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$99,372/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,013
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$53,408
−HK$1,415/mo
Today · 4.125%
HK$54,823
baseline
▲ 0.50% · 4.625%
HK$57,713
+HK$2,890/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$109,646/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,112
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$61,982
−HK$1,900/mo
Today · 4.125%
HK$63,882
baseline
▲ 0.50% · 4.625%
HK$67,769
+HK$3,887/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$127,764/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,874
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$68,668
−HK$1,819/mo
Today · 4.125%
HK$70,487
baseline
▲ 0.50% · 4.625%
HK$74,203
+HK$3,716/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$140,974/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,209 · Scale 2, in force from 26 Feb 2026)