LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,398
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,437
−HK$1,056/mo
Today · 4.125%
HK$35,493
baseline
▲ 0.50% · 4.625%
HK$37,652
+HK$2,159/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$70,986/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,155
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,152
−HK$1,011/mo
Today · 4.125%
HK$39,163
baseline
▲ 0.50% · 4.625%
HK$41,227
+HK$2,064/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$78,326/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,078
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$41,325
−HK$1,266/mo
Today · 4.125%
HK$42,591
baseline
▲ 0.50% · 4.625%
HK$45,183
+HK$2,592/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$85,182/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,586
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$45,782
−HK$1,213/mo
Today · 4.125%
HK$46,995
baseline
▲ 0.50% · 4.625%
HK$49,472
+HK$2,477/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$93,990/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,758
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$48,212
−HK$1,478/mo
Today · 4.125%
HK$49,690
baseline
▲ 0.50% · 4.625%
HK$52,713
+HK$3,023/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$99,380/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,017
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,412
−HK$1,416/mo
Today · 4.125%
HK$54,828
baseline
▲ 0.50% · 4.625%
HK$57,718
+HK$2,890/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$109,656/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,117
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$61,987
−HK$1,900/mo
Today · 4.125%
HK$63,887
baseline
▲ 0.50% · 4.625%
HK$67,774
+HK$3,887/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$127,774/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,879
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$68,673
−HK$1,820/mo
Today · 4.125%
HK$70,493
baseline
▲ 0.50% · 4.625%
HK$74,208
+HK$3,715/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$140,986/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,252 · Scale 2, in force from 26 Feb 2026)