LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,400
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,439
−HK$1,055/mo
Today · 4.125%
HK$35,494
baseline
▲ 0.50% · 4.625%
HK$37,654
+HK$2,160/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$70,988/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,157
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,153
−HK$1,011/mo
Today · 4.125%
HK$39,164
baseline
▲ 0.50% · 4.625%
HK$41,229
+HK$2,065/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$78,328/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,080
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$41,326
−HK$1,267/mo
Today · 4.125%
HK$42,593
baseline
▲ 0.50% · 4.625%
HK$45,185
+HK$2,592/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$85,186/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,588
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$45,784
−HK$1,213/mo
Today · 4.125%
HK$46,997
baseline
▲ 0.50% · 4.625%
HK$49,474
+HK$2,477/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$93,994/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,760
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$48,214
−HK$1,478/mo
Today · 4.125%
HK$49,692
baseline
▲ 0.50% · 4.625%
HK$52,715
+HK$3,023/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$99,384/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,020
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$53,415
−HK$1,415/mo
Today · 4.125%
HK$54,830
baseline
▲ 0.50% · 4.625%
HK$57,720
+HK$2,890/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$109,660/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,119
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$61,990
−HK$1,899/mo
Today · 4.125%
HK$63,889
baseline
▲ 0.50% · 4.625%
HK$67,777
+HK$3,888/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$127,778/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,882
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$68,676
−HK$1,820/mo
Today · 4.125%
HK$70,496
baseline
▲ 0.50% · 4.625%
HK$74,212
+HK$3,716/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$140,992/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,276 · Scale 2, in force from 26 Feb 2026)