LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,401
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,440
−HK$1,055/mo
Today · 4.125%
HK$35,495
baseline
▲ 0.50% · 4.625%
HK$37,655
+HK$2,160/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$70,990/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,158
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,154
−HK$1,011/mo
Today · 4.125%
HK$39,165
baseline
▲ 0.50% · 4.625%
HK$41,230
+HK$2,065/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$78,330/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,081
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$41,328
−HK$1,266/mo
Today · 4.125%
HK$42,594
baseline
▲ 0.50% · 4.625%
HK$45,186
+HK$2,592/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$85,188/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,590
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$45,785
−HK$1,214/mo
Today · 4.125%
HK$46,999
baseline
▲ 0.50% · 4.625%
HK$49,476
+HK$2,477/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$93,998/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,761
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$48,215
−HK$1,478/mo
Today · 4.125%
HK$49,693
baseline
▲ 0.50% · 4.625%
HK$52,717
+HK$3,024/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$99,386/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,021
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,416
−HK$1,416/mo
Today · 4.125%
HK$54,832
baseline
▲ 0.50% · 4.625%
HK$57,722
+HK$2,890/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$109,664/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,121
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$61,991
−HK$1,900/mo
Today · 4.125%
HK$63,891
baseline
▲ 0.50% · 4.625%
HK$67,779
+HK$3,888/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$127,782/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,884
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$68,678
−HK$1,820/mo
Today · 4.125%
HK$70,498
baseline
▲ 0.50% · 4.625%
HK$74,214
+HK$3,716/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$140,996/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,292 · Scale 2, in force from 26 Feb 2026)