LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,402
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,440
−HK$1,056/mo
Today · 4.125%
HK$35,496
baseline
▲ 0.50% · 4.625%
HK$37,656
+HK$2,160/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$70,992/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,159
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,155
−HK$1,011/mo
Today · 4.125%
HK$39,166
baseline
▲ 0.50% · 4.625%
HK$41,231
+HK$2,065/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$78,332/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,082
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$41,329
−HK$1,266/mo
Today · 4.125%
HK$42,595
baseline
▲ 0.50% · 4.625%
HK$45,187
+HK$2,592/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$85,190/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,591
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$45,787
−HK$1,213/mo
Today · 4.125%
HK$47,000
baseline
▲ 0.50% · 4.625%
HK$49,477
+HK$2,477/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$94,000/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,762
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,217
−HK$1,478/mo
Today · 4.125%
HK$49,695
baseline
▲ 0.50% · 4.625%
HK$52,718
+HK$3,023/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$99,390/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,022
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,418
−HK$1,415/mo
Today · 4.125%
HK$54,833
baseline
▲ 0.50% · 4.625%
HK$57,723
+HK$2,890/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$109,666/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,123
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$61,993
−HK$1,900/mo
Today · 4.125%
HK$63,893
baseline
▲ 0.50% · 4.625%
HK$67,781
+HK$3,888/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$127,786/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,886
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$68,680
−HK$1,820/mo
Today · 4.125%
HK$70,500
baseline
▲ 0.50% · 4.625%
HK$74,216
+HK$3,716/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$141,000/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,306 · Scale 2, in force from 26 Feb 2026)