LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,403
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,442
−HK$1,056/mo
Today · 4.125%
HK$35,498
baseline
▲ 0.50% · 4.625%
HK$37,658
+HK$2,160/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$70,996/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,160
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,157
−HK$1,011/mo
Today · 4.125%
HK$39,168
baseline
▲ 0.50% · 4.625%
HK$41,233
+HK$2,065/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$78,336/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,084
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$41,330
−HK$1,267/mo
Today · 4.125%
HK$42,597
baseline
▲ 0.50% · 4.625%
HK$45,189
+HK$2,592/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$85,194/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,593
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$45,789
−HK$1,213/mo
Today · 4.125%
HK$47,002
baseline
▲ 0.50% · 4.625%
HK$49,479
+HK$2,477/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$94,004/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,764
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,219
−HK$1,478/mo
Today · 4.125%
HK$49,697
baseline
▲ 0.50% · 4.625%
HK$52,721
+HK$3,024/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$99,394/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,025
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$53,420
−HK$1,415/mo
Today · 4.125%
HK$54,835
baseline
▲ 0.50% · 4.625%
HK$57,726
+HK$2,891/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$109,670/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,125
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$61,996
−HK$1,900/mo
Today · 4.125%
HK$63,896
baseline
▲ 0.50% · 4.625%
HK$67,784
+HK$3,888/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$127,792/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,889
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$68,683
−HK$1,820/mo
Today · 4.125%
HK$70,503
baseline
▲ 0.50% · 4.625%
HK$74,219
+HK$3,716/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$141,006/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,330 · Scale 2, in force from 26 Feb 2026)