LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,403
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,442
−HK$1,056/mo
Today · 4.125%
HK$35,498
baseline
▲ 0.50% · 4.625%
HK$37,658
+HK$2,160/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$70,996/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,161
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,158
−HK$1,011/mo
Today · 4.125%
HK$39,169
baseline
▲ 0.50% · 4.625%
HK$41,233
+HK$2,064/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$78,338/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,084
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,331
−HK$1,267/mo
Today · 4.125%
HK$42,598
baseline
▲ 0.50% · 4.625%
HK$45,190
+HK$2,592/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$85,196/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,593
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$45,789
−HK$1,213/mo
Today · 4.125%
HK$47,002
baseline
▲ 0.50% · 4.625%
HK$49,480
+HK$2,478/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$94,004/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,765
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$48,219
−HK$1,478/mo
Today · 4.125%
HK$49,697
baseline
▲ 0.50% · 4.625%
HK$52,721
+HK$3,024/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$99,394/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,025
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,421
−HK$1,415/mo
Today · 4.125%
HK$54,836
baseline
▲ 0.50% · 4.625%
HK$57,726
+HK$2,890/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$109,672/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,126
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$61,996
−HK$1,900/mo
Today · 4.125%
HK$63,896
baseline
▲ 0.50% · 4.625%
HK$67,784
+HK$3,888/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$127,792/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,890
−HK$3,613/mo
▼ 0.25% · 3.875%
HK$68,684
−HK$1,819/mo
Today · 4.125%
HK$70,503
baseline
▲ 0.50% · 4.625%
HK$74,220
+HK$3,717/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$141,006/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,336 · Scale 2, in force from 26 Feb 2026)