LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,404
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,443
−HK$1,055/mo
Today · 4.125%
HK$35,498
baseline
▲ 0.50% · 4.625%
HK$37,658
+HK$2,160/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$70,996/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,161
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,158
−HK$1,011/mo
Today · 4.125%
HK$39,169
baseline
▲ 0.50% · 4.625%
HK$41,233
+HK$2,064/mo
Deposit HK$7.32M · loan HK$7.32M · min. income ≈ HK$78,338/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,084
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,331
−HK$1,267/mo
Today · 4.125%
HK$42,598
baseline
▲ 0.50% · 4.625%
HK$45,190
+HK$2,592/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$85,196/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,593
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,789
−HK$1,214/mo
Today · 4.125%
HK$47,003
baseline
▲ 0.50% · 4.625%
HK$49,480
+HK$2,477/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$94,006/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,765
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,220
−HK$1,478/mo
Today · 4.125%
HK$49,698
baseline
▲ 0.50% · 4.625%
HK$52,722
+HK$3,024/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$99,396/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,026
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$53,421
−HK$1,415/mo
Today · 4.125%
HK$54,836
baseline
▲ 0.50% · 4.625%
HK$57,727
+HK$2,891/mo
Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$109,672/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,126
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$61,997
−HK$1,900/mo
Today · 4.125%
HK$63,897
baseline
▲ 0.50% · 4.625%
HK$67,785
+HK$3,888/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$127,794/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,890
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$68,684
−HK$1,820/mo
Today · 4.125%
HK$70,504
baseline
▲ 0.50% · 4.625%
HK$74,220
+HK$3,716/mo
Deposit HK$1.46M · loan HK$13.18M · min. income ≈ HK$141,008/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,340 · Scale 2, in force from 26 Feb 2026)