LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,407
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,446
−HK$1,056/mo
Today · 4.125%
HK$35,502
baseline
▲ 0.50% · 4.625%
HK$37,662
+HK$2,160/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$71,004/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,165
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,162
−HK$1,011/mo
Today · 4.125%
HK$39,173
baseline
▲ 0.50% · 4.625%
HK$41,238
+HK$2,065/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$78,346/mo (50% DSR)
Upfront cash ≈ HK$7.87M (deposit + AVD stamp duty HK$549,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,089
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,336
−HK$1,267/mo
Today · 4.125%
HK$42,603
baseline
▲ 0.50% · 4.625%
HK$45,195
+HK$2,592/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$85,206/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,598
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,794
−HK$1,214/mo
Today · 4.125%
HK$47,008
baseline
▲ 0.50% · 4.625%
HK$49,486
+HK$2,478/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$94,016/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,770
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,225
−HK$1,478/mo
Today · 4.125%
HK$49,703
baseline
▲ 0.50% · 4.625%
HK$52,727
+HK$3,024/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$99,406/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,031
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,427
−HK$1,415/mo
Today · 4.125%
HK$54,842
baseline
▲ 0.50% · 4.625%
HK$57,733
+HK$2,891/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$109,684/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,133
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$62,004
−HK$1,900/mo
Today · 4.125%
HK$63,904
baseline
▲ 0.50% · 4.625%
HK$67,792
+HK$3,888/mo
Deposit HK$1.47M · loan HK$13.19M · min. income ≈ HK$127,808/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,897
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$68,692
−HK$1,820/mo
Today · 4.125%
HK$70,512
baseline
▲ 0.50% · 4.625%
HK$74,229
+HK$3,717/mo
Deposit HK$1.47M · loan HK$13.19M · min. income ≈ HK$141,024/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,401 · Scale 2, in force from 26 Feb 2026)