LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,408
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,448
−HK$1,055/mo
Today · 4.125%
HK$35,503
baseline
▲ 0.50% · 4.625%
HK$37,664
+HK$2,161/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$71,006/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,167
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,163
−HK$1,012/mo
Today · 4.125%
HK$39,175
baseline
▲ 0.50% · 4.625%
HK$41,240
+HK$2,065/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$78,350/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,090
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,337
−HK$1,267/mo
Today · 4.125%
HK$42,604
baseline
▲ 0.50% · 4.625%
HK$45,197
+HK$2,593/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$85,208/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,600
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,796
−HK$1,214/mo
Today · 4.125%
HK$47,010
baseline
▲ 0.50% · 4.625%
HK$49,487
+HK$2,477/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$94,020/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,772
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,227
−HK$1,478/mo
Today · 4.125%
HK$49,705
baseline
▲ 0.50% · 4.625%
HK$52,729
+HK$3,024/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$99,410/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,033
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,429
−HK$1,415/mo
Today · 4.125%
HK$54,844
baseline
▲ 0.50% · 4.625%
HK$57,735
+HK$2,891/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$109,688/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,135
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$62,006
−HK$1,900/mo
Today · 4.125%
HK$63,906
baseline
▲ 0.50% · 4.625%
HK$67,795
+HK$3,889/mo
Deposit HK$1.47M · loan HK$13.19M · min. income ≈ HK$127,812/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,900
−HK$3,614/mo
▼ 0.25% · 3.875%
HK$68,694
−HK$1,820/mo
Today · 4.125%
HK$70,514
baseline
▲ 0.50% · 4.625%
HK$74,231
+HK$3,717/mo
Deposit HK$1.47M · loan HK$13.19M · min. income ≈ HK$141,028/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,420 · Scale 2, in force from 26 Feb 2026)