LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,409
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,448
−HK$1,056/mo
Today · 4.125%
HK$35,504
baseline
▲ 0.50% · 4.625%
HK$37,665
+HK$2,161/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$71,008/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,167
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,164
−HK$1,011/mo
Today · 4.125%
HK$39,175
baseline
▲ 0.50% · 4.625%
HK$41,240
+HK$2,065/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$78,350/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,091
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,338
−HK$1,267/mo
Today · 4.125%
HK$42,605
baseline
▲ 0.50% · 4.625%
HK$45,198
+HK$2,593/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$85,210/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,601
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,797
−HK$1,214/mo
Today · 4.125%
HK$47,011
baseline
▲ 0.50% · 4.625%
HK$49,489
+HK$2,478/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$94,022/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,773
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,228
−HK$1,478/mo
Today · 4.125%
HK$49,706
baseline
▲ 0.50% · 4.625%
HK$52,730
+HK$3,024/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$99,412/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,034
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$53,430
−HK$1,416/mo
Today · 4.125%
HK$54,846
baseline
▲ 0.50% · 4.625%
HK$57,737
+HK$2,891/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$109,692/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$549,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,137
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$62,007
−HK$1,901/mo
Today · 4.125%
HK$63,908
baseline
▲ 0.50% · 4.625%
HK$67,796
+HK$3,888/mo
Deposit HK$1.47M · loan HK$13.19M · min. income ≈ HK$127,816/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,901
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$68,696
−HK$1,820/mo
Today · 4.125%
HK$70,516
baseline
▲ 0.50% · 4.625%
HK$74,233
+HK$3,717/mo
Deposit HK$1.47M · loan HK$13.19M · min. income ≈ HK$141,032/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,432 · Scale 2, in force from 26 Feb 2026)