LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,413
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,453
−HK$1,056/mo
Today · 4.125%
HK$35,509
baseline
▲ 0.50% · 4.625%
HK$37,669
+HK$2,160/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$71,018/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,172
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,169
−HK$1,011/mo
Today · 4.125%
HK$39,180
baseline
▲ 0.50% · 4.625%
HK$41,245
+HK$2,065/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$78,360/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,096
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,343
−HK$1,267/mo
Today · 4.125%
HK$42,610
baseline
▲ 0.50% · 4.625%
HK$45,203
+HK$2,593/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$85,220/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,606
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,803
−HK$1,213/mo
Today · 4.125%
HK$47,016
baseline
▲ 0.50% · 4.625%
HK$49,494
+HK$2,478/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$94,032/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,779
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,234
−HK$1,478/mo
Today · 4.125%
HK$49,712
baseline
▲ 0.50% · 4.625%
HK$52,737
+HK$3,025/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$99,424/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,041
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,436
−HK$1,416/mo
Today · 4.125%
HK$54,852
baseline
▲ 0.50% · 4.625%
HK$57,744
+HK$2,892/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$109,704/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,144
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$62,015
−HK$1,900/mo
Today · 4.125%
HK$63,915
baseline
▲ 0.50% · 4.625%
HK$67,804
+HK$3,889/mo
Deposit HK$1.47M · loan HK$13.19M · min. income ≈ HK$127,830/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,909
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$68,704
−HK$1,820/mo
Today · 4.125%
HK$70,524
baseline
▲ 0.50% · 4.625%
HK$74,242
+HK$3,718/mo
Deposit HK$1.47M · loan HK$13.19M · min. income ≈ HK$141,048/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,499 · Scale 2, in force from 26 Feb 2026)