LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,414
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,453
−HK$1,056/mo
Today · 4.125%
HK$35,509
baseline
▲ 0.50% · 4.625%
HK$37,670
+HK$2,161/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$71,018/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,173
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,169
−HK$1,012/mo
Today · 4.125%
HK$39,181
baseline
▲ 0.50% · 4.625%
HK$41,246
+HK$2,065/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$78,362/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,097
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,344
−HK$1,267/mo
Today · 4.125%
HK$42,611
baseline
▲ 0.50% · 4.625%
HK$45,204
+HK$2,593/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$85,222/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,607
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,803
−HK$1,214/mo
Today · 4.125%
HK$47,017
baseline
▲ 0.50% · 4.625%
HK$49,495
+HK$2,478/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$94,034/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,779
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,234
−HK$1,479/mo
Today · 4.125%
HK$49,713
baseline
▲ 0.50% · 4.625%
HK$52,738
+HK$3,025/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$99,426/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,042
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,437
−HK$1,416/mo
Today · 4.125%
HK$54,853
baseline
▲ 0.50% · 4.625%
HK$57,745
+HK$2,892/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$109,706/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,145
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$62,016
−HK$1,901/mo
Today · 4.125%
HK$63,917
baseline
▲ 0.50% · 4.625%
HK$67,806
+HK$3,889/mo
Deposit HK$1.47M · loan HK$13.19M · min. income ≈ HK$127,834/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,911
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$68,705
−HK$1,821/mo
Today · 4.125%
HK$70,526
baseline
▲ 0.50% · 4.625%
HK$74,243
+HK$3,717/mo
Deposit HK$1.47M · loan HK$13.19M · min. income ≈ HK$141,052/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,508 · Scale 2, in force from 26 Feb 2026)