LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,415
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,454
−HK$1,056/mo
Today · 4.125%
HK$35,510
baseline
▲ 0.50% · 4.625%
HK$37,671
+HK$2,161/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$71,020/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,174
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,171
−HK$1,011/mo
Today · 4.125%
HK$39,182
baseline
▲ 0.50% · 4.625%
HK$41,248
+HK$2,066/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$78,364/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,098
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$41,345
−HK$1,268/mo
Today · 4.125%
HK$42,613
baseline
▲ 0.50% · 4.625%
HK$45,205
+HK$2,592/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$85,226/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,609
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,805
−HK$1,214/mo
Today · 4.125%
HK$47,019
baseline
▲ 0.50% · 4.625%
HK$49,497
+HK$2,478/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$94,038/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,781
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,236
−HK$1,479/mo
Today · 4.125%
HK$49,715
baseline
▲ 0.50% · 4.625%
HK$52,740
+HK$3,025/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$99,430/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,043
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$53,439
−HK$1,416/mo
Today · 4.125%
HK$54,855
baseline
▲ 0.50% · 4.625%
HK$57,747
+HK$2,892/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$109,710/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,147
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$62,018
−HK$1,901/mo
Today · 4.125%
HK$63,919
baseline
▲ 0.50% · 4.625%
HK$67,808
+HK$3,889/mo
Deposit HK$1.47M · loan HK$13.19M · min. income ≈ HK$127,838/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,913
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$68,708
−HK$1,820/mo
Today · 4.125%
HK$70,528
baseline
▲ 0.50% · 4.625%
HK$74,246
+HK$3,718/mo
Deposit HK$1.47M · loan HK$13.19M · min. income ≈ HK$141,056/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$549,529 · Scale 2, in force from 26 Feb 2026)