LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,416
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,456
−HK$1,056/mo
Today · 4.125%
HK$35,512
baseline
▲ 0.50% · 4.625%
HK$37,673
+HK$2,161/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$71,024/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,175
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,172
−HK$1,012/mo
Today · 4.125%
HK$39,184
baseline
▲ 0.50% · 4.625%
HK$41,249
+HK$2,065/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$78,368/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,100
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,347
−HK$1,267/mo
Today · 4.125%
HK$42,614
baseline
▲ 0.50% · 4.625%
HK$45,207
+HK$2,593/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$85,228/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,610
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,807
−HK$1,214/mo
Today · 4.125%
HK$47,021
baseline
▲ 0.50% · 4.625%
HK$49,499
+HK$2,478/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$94,042/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,783
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,238
−HK$1,479/mo
Today · 4.125%
HK$49,717
baseline
▲ 0.50% · 4.625%
HK$52,742
+HK$3,025/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$99,434/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,046
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,441
−HK$1,416/mo
Today · 4.125%
HK$54,857
baseline
▲ 0.50% · 4.625%
HK$57,749
+HK$2,892/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$109,714/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,149
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$62,020
−HK$1,901/mo
Today · 4.125%
HK$63,921
baseline
▲ 0.50% · 4.625%
HK$67,811
+HK$3,890/mo
Deposit HK$1.47M · loan HK$13.19M · min. income ≈ HK$127,842/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$549,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,916
−HK$3,615/mo
▼ 0.25% · 3.875%
HK$68,710
−HK$1,821/mo
Today · 4.125%
HK$70,531
baseline
▲ 0.50% · 4.625%
HK$74,249
+HK$3,718/mo
Deposit HK$1.47M · loan HK$13.19M · min. income ≈ HK$141,062/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$549,550 · Scale 2, in force from 26 Feb 2026)