LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,420
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,459
−HK$1,056/mo
Today · 4.125%
HK$35,515
baseline
▲ 0.50% · 4.625%
HK$37,676
+HK$2,161/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$71,030/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,179
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,176
−HK$1,012/mo
Today · 4.125%
HK$39,188
baseline
▲ 0.50% · 4.625%
HK$41,253
+HK$2,065/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$78,376/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,104
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$41,351
−HK$1,268/mo
Today · 4.125%
HK$42,619
baseline
▲ 0.50% · 4.625%
HK$45,212
+HK$2,593/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$85,238/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,615
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,811
−HK$1,214/mo
Today · 4.125%
HK$47,025
baseline
▲ 0.50% · 4.625%
HK$49,504
+HK$2,479/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$94,050/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,788
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,243
−HK$1,479/mo
Today · 4.125%
HK$49,722
baseline
▲ 0.50% · 4.625%
HK$52,747
+HK$3,025/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$99,444/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,051
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$53,447
−HK$1,416/mo
Today · 4.125%
HK$54,863
baseline
▲ 0.50% · 4.625%
HK$57,755
+HK$2,892/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$109,726/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,156
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$62,027
−HK$1,901/mo
Today · 4.125%
HK$63,928
baseline
▲ 0.50% · 4.625%
HK$67,818
+HK$3,890/mo
Deposit HK$1.47M · loan HK$13.19M · min. income ≈ HK$127,856/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$549,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,922
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$68,717
−HK$1,821/mo
Today · 4.125%
HK$70,538
baseline
▲ 0.50% · 4.625%
HK$74,256
+HK$3,718/mo
Deposit HK$1.47M · loan HK$13.19M · min. income ≈ HK$141,076/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$549,605 · Scale 2, in force from 26 Feb 2026)