LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,421
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,461
−HK$1,056/mo
Today · 4.125%
HK$35,517
baseline
▲ 0.50% · 4.625%
HK$37,678
+HK$2,161/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$71,034/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,181
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,178
−HK$1,012/mo
Today · 4.125%
HK$39,190
baseline
▲ 0.50% · 4.625%
HK$41,255
+HK$2,065/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$78,380/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,106
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$41,353
−HK$1,268/mo
Today · 4.125%
HK$42,621
baseline
▲ 0.50% · 4.625%
HK$45,214
+HK$2,593/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$85,242/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,617
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,814
−HK$1,214/mo
Today · 4.125%
HK$47,028
baseline
▲ 0.50% · 4.625%
HK$49,507
+HK$2,479/mo
Deposit HK$5.86M · loan HK$8.79M · min. income ≈ HK$94,056/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,790
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,245
−HK$1,479/mo
Today · 4.125%
HK$49,724
baseline
▲ 0.50% · 4.625%
HK$52,750
+HK$3,026/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$99,448/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,053
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,449
−HK$1,417/mo
Today · 4.125%
HK$54,866
baseline
▲ 0.50% · 4.625%
HK$57,758
+HK$2,892/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$109,732/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,159
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$62,030
−HK$1,901/mo
Today · 4.125%
HK$63,931
baseline
▲ 0.50% · 4.625%
HK$67,821
+HK$3,890/mo
Deposit HK$1.47M · loan HK$13.19M · min. income ≈ HK$127,862/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$549,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,926
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$68,721
−HK$1,821/mo
Today · 4.125%
HK$70,542
baseline
▲ 0.50% · 4.625%
HK$74,260
+HK$3,718/mo
Deposit HK$1.47M · loan HK$13.19M · min. income ≈ HK$141,084/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$549,633 · Scale 2, in force from 26 Feb 2026)