LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,425
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,465
−HK$1,056/mo
Today · 4.125%
HK$35,521
baseline
▲ 0.50% · 4.625%
HK$37,683
+HK$2,162/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$71,042/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,185
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,183
−HK$1,011/mo
Today · 4.125%
HK$39,194
baseline
▲ 0.50% · 4.625%
HK$41,260
+HK$2,066/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$78,388/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,110
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,358
−HK$1,268/mo
Today · 4.125%
HK$42,626
baseline
▲ 0.50% · 4.625%
HK$45,219
+HK$2,593/mo
Deposit HK$5.86M · loan HK$8.80M · min. income ≈ HK$85,252/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,622
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,819
−HK$1,214/mo
Today · 4.125%
HK$47,033
baseline
▲ 0.50% · 4.625%
HK$49,512
+HK$2,479/mo
Deposit HK$5.86M · loan HK$8.80M · min. income ≈ HK$94,066/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,795
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$48,251
−HK$1,479/mo
Today · 4.125%
HK$49,730
baseline
▲ 0.50% · 4.625%
HK$52,756
+HK$3,026/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$99,460/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,060
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$53,456
−HK$1,416/mo
Today · 4.125%
HK$54,872
baseline
▲ 0.50% · 4.625%
HK$57,765
+HK$2,893/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$109,744/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,166
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$62,037
−HK$1,902/mo
Today · 4.125%
HK$63,939
baseline
▲ 0.50% · 4.625%
HK$67,829
+HK$3,890/mo
Deposit HK$1.47M · loan HK$13.19M · min. income ≈ HK$127,878/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$549,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,934
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$68,729
−HK$1,821/mo
Today · 4.125%
HK$70,550
baseline
▲ 0.50% · 4.625%
HK$74,269
+HK$3,719/mo
Deposit HK$1.47M · loan HK$13.19M · min. income ≈ HK$141,100/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$549,698 · Scale 2, in force from 26 Feb 2026)