LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,426
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,466
−HK$1,056/mo
Today · 4.125%
HK$35,522
baseline
▲ 0.50% · 4.625%
HK$37,684
+HK$2,162/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$71,044/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,186
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,184
−HK$1,011/mo
Today · 4.125%
HK$39,195
baseline
▲ 0.50% · 4.625%
HK$41,261
+HK$2,066/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$78,390/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,111
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,359
−HK$1,268/mo
Today · 4.125%
HK$42,627
baseline
▲ 0.50% · 4.625%
HK$45,221
+HK$2,594/mo
Deposit HK$5.86M · loan HK$8.80M · min. income ≈ HK$85,254/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,624
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,820
−HK$1,214/mo
Today · 4.125%
HK$47,034
baseline
▲ 0.50% · 4.625%
HK$49,514
+HK$2,480/mo
Deposit HK$5.86M · loan HK$8.80M · min. income ≈ HK$94,068/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,797
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,252
−HK$1,479/mo
Today · 4.125%
HK$49,731
baseline
▲ 0.50% · 4.625%
HK$52,757
+HK$3,026/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$99,462/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,061
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,457
−HK$1,417/mo
Today · 4.125%
HK$54,874
baseline
▲ 0.50% · 4.625%
HK$57,766
+HK$2,892/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$109,748/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,167
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$62,039
−HK$1,901/mo
Today · 4.125%
HK$63,940
baseline
▲ 0.50% · 4.625%
HK$67,831
+HK$3,891/mo
Deposit HK$1.47M · loan HK$13.19M · min. income ≈ HK$127,880/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$549,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,935
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$68,731
−HK$1,821/mo
Today · 4.125%
HK$70,552
baseline
▲ 0.50% · 4.625%
HK$74,271
+HK$3,719/mo
Deposit HK$1.47M · loan HK$13.19M · min. income ≈ HK$141,104/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$549,712 · Scale 2, in force from 26 Feb 2026)