LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,428
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,467
−HK$1,057/mo
Today · 4.125%
HK$35,524
baseline
▲ 0.50% · 4.625%
HK$37,685
+HK$2,161/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$71,048/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,188
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,185
−HK$1,012/mo
Today · 4.125%
HK$39,197
baseline
▲ 0.50% · 4.625%
HK$41,263
+HK$2,066/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$78,394/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,113
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$41,361
−HK$1,267/mo
Today · 4.125%
HK$42,628
baseline
▲ 0.50% · 4.625%
HK$45,222
+HK$2,594/mo
Deposit HK$5.86M · loan HK$8.80M · min. income ≈ HK$85,256/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,625
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,822
−HK$1,214/mo
Today · 4.125%
HK$47,036
baseline
▲ 0.50% · 4.625%
HK$49,516
+HK$2,480/mo
Deposit HK$5.86M · loan HK$8.80M · min. income ≈ HK$94,072/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,799
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,254
−HK$1,479/mo
Today · 4.125%
HK$49,733
baseline
▲ 0.50% · 4.625%
HK$52,759
+HK$3,026/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$99,466/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,063
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,459
−HK$1,417/mo
Today · 4.125%
HK$54,876
baseline
▲ 0.50% · 4.625%
HK$57,768
+HK$2,892/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$109,752/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,170
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$62,041
−HK$1,902/mo
Today · 4.125%
HK$63,943
baseline
▲ 0.50% · 4.625%
HK$67,833
+HK$3,890/mo
Deposit HK$1.47M · loan HK$13.19M · min. income ≈ HK$127,886/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$549,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,938
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$68,733
−HK$1,821/mo
Today · 4.125%
HK$70,554
baseline
▲ 0.50% · 4.625%
HK$74,274
+HK$3,720/mo
Deposit HK$1.47M · loan HK$13.19M · min. income ≈ HK$141,108/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$549,734 · Scale 2, in force from 26 Feb 2026)