LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,428
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,468
−HK$1,057/mo
Today · 4.125%
HK$35,525
baseline
▲ 0.50% · 4.625%
HK$37,686
+HK$2,161/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$71,050/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,189
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,186
−HK$1,012/mo
Today · 4.125%
HK$39,198
baseline
▲ 0.50% · 4.625%
HK$41,264
+HK$2,066/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$78,396/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,114
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$41,362
−HK$1,267/mo
Today · 4.125%
HK$42,629
baseline
▲ 0.50% · 4.625%
HK$45,223
+HK$2,594/mo
Deposit HK$5.86M · loan HK$8.80M · min. income ≈ HK$85,258/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,626
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,823
−HK$1,214/mo
Today · 4.125%
HK$47,037
baseline
▲ 0.50% · 4.625%
HK$49,517
+HK$2,480/mo
Deposit HK$5.86M · loan HK$8.80M · min. income ≈ HK$94,074/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,800
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,255
−HK$1,479/mo
Today · 4.125%
HK$49,734
baseline
▲ 0.50% · 4.625%
HK$52,761
+HK$3,027/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$99,468/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,064
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,460
−HK$1,417/mo
Today · 4.125%
HK$54,877
baseline
▲ 0.50% · 4.625%
HK$57,770
+HK$2,893/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$109,754/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,171
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$62,043
−HK$1,901/mo
Today · 4.125%
HK$63,944
baseline
▲ 0.50% · 4.625%
HK$67,835
+HK$3,891/mo
Deposit HK$1.47M · loan HK$13.19M · min. income ≈ HK$127,888/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$549,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,940
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$68,735
−HK$1,821/mo
Today · 4.125%
HK$70,556
baseline
▲ 0.50% · 4.625%
HK$74,275
+HK$3,719/mo
Deposit HK$1.47M · loan HK$13.19M · min. income ≈ HK$141,112/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$549,746 · Scale 2, in force from 26 Feb 2026)