LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,429
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,469
−HK$1,056/mo
Today · 4.125%
HK$35,525
baseline
▲ 0.50% · 4.625%
HK$37,687
+HK$2,162/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$71,050/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,189
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,187
−HK$1,011/mo
Today · 4.125%
HK$39,198
baseline
▲ 0.50% · 4.625%
HK$41,265
+HK$2,067/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$78,396/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,115
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$41,362
−HK$1,268/mo
Today · 4.125%
HK$42,630
baseline
▲ 0.50% · 4.625%
HK$45,224
+HK$2,594/mo
Deposit HK$5.86M · loan HK$8.80M · min. income ≈ HK$85,260/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,627
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,824
−HK$1,214/mo
Today · 4.125%
HK$47,038
baseline
▲ 0.50% · 4.625%
HK$49,518
+HK$2,480/mo
Deposit HK$5.86M · loan HK$8.80M · min. income ≈ HK$94,076/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,800
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$48,256
−HK$1,479/mo
Today · 4.125%
HK$49,735
baseline
▲ 0.50% · 4.625%
HK$52,761
+HK$3,026/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$99,470/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,065
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,461
−HK$1,417/mo
Today · 4.125%
HK$54,878
baseline
▲ 0.50% · 4.625%
HK$57,770
+HK$2,892/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$109,756/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,172
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$62,044
−HK$1,901/mo
Today · 4.125%
HK$63,945
baseline
▲ 0.50% · 4.625%
HK$67,836
+HK$3,891/mo
Deposit HK$1.47M · loan HK$13.19M · min. income ≈ HK$127,890/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$549,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,941
−HK$3,616/mo
▼ 0.25% · 3.875%
HK$68,736
−HK$1,821/mo
Today · 4.125%
HK$70,557
baseline
▲ 0.50% · 4.625%
HK$74,276
+HK$3,719/mo
Deposit HK$1.47M · loan HK$13.19M · min. income ≈ HK$141,114/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$549,755 · Scale 2, in force from 26 Feb 2026)