LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,430
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,470
−HK$1,056/mo
Today · 4.125%
HK$35,526
baseline
▲ 0.50% · 4.625%
HK$37,688
+HK$2,162/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$71,052/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,191
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,188
−HK$1,012/mo
Today · 4.125%
HK$39,200
baseline
▲ 0.50% · 4.625%
HK$41,266
+HK$2,066/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$78,400/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,116
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,364
−HK$1,268/mo
Today · 4.125%
HK$42,632
baseline
▲ 0.50% · 4.625%
HK$45,226
+HK$2,594/mo
Deposit HK$5.86M · loan HK$8.80M · min. income ≈ HK$85,264/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,629
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,826
−HK$1,214/mo
Today · 4.125%
HK$47,040
baseline
▲ 0.50% · 4.625%
HK$49,519
+HK$2,479/mo
Deposit HK$5.86M · loan HK$8.80M · min. income ≈ HK$94,080/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,802
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$48,258
−HK$1,479/mo
Today · 4.125%
HK$49,737
baseline
▲ 0.50% · 4.625%
HK$52,763
+HK$3,026/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$99,474/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,067
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,463
−HK$1,417/mo
Today · 4.125%
HK$54,880
baseline
▲ 0.50% · 4.625%
HK$57,773
+HK$2,893/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$109,760/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,174
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$62,046
−HK$1,901/mo
Today · 4.125%
HK$63,947
baseline
▲ 0.50% · 4.625%
HK$67,838
+HK$3,891/mo
Deposit HK$1.47M · loan HK$13.19M · min. income ≈ HK$127,894/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$549,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,943
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$68,738
−HK$1,822/mo
Today · 4.125%
HK$70,560
baseline
▲ 0.50% · 4.625%
HK$74,279
+HK$3,719/mo
Deposit HK$1.47M · loan HK$13.19M · min. income ≈ HK$141,120/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$549,774 · Scale 2, in force from 26 Feb 2026)