LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,432
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,472
−HK$1,057/mo
Today · 4.125%
HK$35,529
baseline
▲ 0.50% · 4.625%
HK$37,691
+HK$2,162/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$71,058/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,193
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,191
−HK$1,012/mo
Today · 4.125%
HK$39,203
baseline
▲ 0.50% · 4.625%
HK$41,269
+HK$2,066/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$78,406/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,119
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,367
−HK$1,268/mo
Today · 4.125%
HK$42,635
baseline
▲ 0.50% · 4.625%
HK$45,229
+HK$2,594/mo
Deposit HK$5.86M · loan HK$8.80M · min. income ≈ HK$85,270/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,632
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,829
−HK$1,214/mo
Today · 4.125%
HK$47,043
baseline
▲ 0.50% · 4.625%
HK$49,523
+HK$2,480/mo
Deposit HK$5.86M · loan HK$8.80M · min. income ≈ HK$94,086/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,805
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$48,261
−HK$1,479/mo
Today · 4.125%
HK$49,740
baseline
▲ 0.50% · 4.625%
HK$52,767
+HK$3,027/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$99,480/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,070
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$53,467
−HK$1,417/mo
Today · 4.125%
HK$54,884
baseline
▲ 0.50% · 4.625%
HK$57,777
+HK$2,893/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$109,768/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,178
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$62,050
−HK$1,902/mo
Today · 4.125%
HK$63,952
baseline
▲ 0.50% · 4.625%
HK$67,843
+HK$3,891/mo
Deposit HK$1.47M · loan HK$13.20M · min. income ≈ HK$127,904/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$549,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,948
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$68,743
−HK$1,822/mo
Today · 4.125%
HK$70,565
baseline
▲ 0.50% · 4.625%
HK$74,284
+HK$3,719/mo
Deposit HK$1.47M · loan HK$13.20M · min. income ≈ HK$141,130/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$549,813 · Scale 2, in force from 26 Feb 2026)