LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,434
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,474
−HK$1,057/mo
Today · 4.125%
HK$35,531
baseline
▲ 0.50% · 4.625%
HK$37,693
+HK$2,162/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$71,062/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,195
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,193
−HK$1,012/mo
Today · 4.125%
HK$39,205
baseline
▲ 0.50% · 4.625%
HK$41,272
+HK$2,067/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$78,410/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,121
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,369
−HK$1,268/mo
Today · 4.125%
HK$42,637
baseline
▲ 0.50% · 4.625%
HK$45,232
+HK$2,595/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$85,274/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,635
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,832
−HK$1,214/mo
Today · 4.125%
HK$47,046
baseline
▲ 0.50% · 4.625%
HK$49,526
+HK$2,480/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$94,092/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,808
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$48,264
−HK$1,480/mo
Today · 4.125%
HK$49,744
baseline
▲ 0.50% · 4.625%
HK$52,770
+HK$3,026/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$99,488/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,074
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,470
−HK$1,417/mo
Today · 4.125%
HK$54,887
baseline
▲ 0.50% · 4.625%
HK$57,780
+HK$2,893/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$109,774/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,182
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$62,054
−HK$1,902/mo
Today · 4.125%
HK$63,956
baseline
▲ 0.50% · 4.625%
HK$67,848
+HK$3,892/mo
Deposit HK$1.47M · loan HK$13.20M · min. income ≈ HK$127,912/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$549,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,952
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$68,747
−HK$1,822/mo
Today · 4.125%
HK$70,569
baseline
▲ 0.50% · 4.625%
HK$74,289
+HK$3,720/mo
Deposit HK$1.47M · loan HK$13.20M · min. income ≈ HK$141,138/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$549,847 · Scale 2, in force from 26 Feb 2026)