LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,435
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,475
−HK$1,057/mo
Today · 4.125%
HK$35,532
baseline
▲ 0.50% · 4.625%
HK$37,694
+HK$2,162/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$71,064/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,196
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,194
−HK$1,012/mo
Today · 4.125%
HK$39,206
baseline
▲ 0.50% · 4.625%
HK$41,272
+HK$2,066/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$78,412/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,122
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,370
−HK$1,268/mo
Today · 4.125%
HK$42,638
baseline
▲ 0.50% · 4.625%
HK$45,232
+HK$2,594/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$85,276/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,635
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$45,832
−HK$1,215/mo
Today · 4.125%
HK$47,047
baseline
▲ 0.50% · 4.625%
HK$49,527
+HK$2,480/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$94,094/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$549,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,809
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$48,265
−HK$1,479/mo
Today · 4.125%
HK$49,744
baseline
▲ 0.50% · 4.625%
HK$52,771
+HK$3,027/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$99,488/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,074
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$53,471
−HK$1,417/mo
Today · 4.125%
HK$54,888
baseline
▲ 0.50% · 4.625%
HK$57,781
+HK$2,893/mo
Deposit HK$4.40M · loan HK$10.26M · min. income ≈ HK$109,776/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,183
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$62,055
−HK$1,902/mo
Today · 4.125%
HK$63,957
baseline
▲ 0.50% · 4.625%
HK$67,848
+HK$3,891/mo
Deposit HK$1.47M · loan HK$13.20M · min. income ≈ HK$127,914/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$549,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,953
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$68,748
−HK$1,822/mo
Today · 4.125%
HK$70,570
baseline
▲ 0.50% · 4.625%
HK$74,290
+HK$3,720/mo
Deposit HK$1.47M · loan HK$13.20M · min. income ≈ HK$141,140/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$549,854 · Scale 2, in force from 26 Feb 2026)