LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,440
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,480
−HK$1,057/mo
Today · 4.125%
HK$35,537
baseline
▲ 0.50% · 4.625%
HK$37,700
+HK$2,163/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$71,074/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,202
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,200
−HK$1,012/mo
Today · 4.125%
HK$39,212
baseline
▲ 0.50% · 4.625%
HK$41,279
+HK$2,067/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$78,424/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,128
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,377
−HK$1,268/mo
Today · 4.125%
HK$42,645
baseline
▲ 0.50% · 4.625%
HK$45,240
+HK$2,595/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$85,290/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$549,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,642
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$45,840
−HK$1,214/mo
Today · 4.125%
HK$47,054
baseline
▲ 0.50% · 4.625%
HK$49,535
+HK$2,481/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$94,108/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$549,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,816
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$48,273
−HK$1,479/mo
Today · 4.125%
HK$49,752
baseline
▲ 0.50% · 4.625%
HK$52,780
+HK$3,028/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$99,504/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,083
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$53,480
−HK$1,417/mo
Today · 4.125%
HK$54,897
baseline
▲ 0.50% · 4.625%
HK$57,790
+HK$2,893/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$109,794/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,193
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$62,065
−HK$1,902/mo
Today · 4.125%
HK$63,967
baseline
▲ 0.50% · 4.625%
HK$67,859
+HK$3,892/mo
Deposit HK$1.47M · loan HK$13.20M · min. income ≈ HK$127,934/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$549,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,964
−HK$3,617/mo
▼ 0.25% · 3.875%
HK$68,760
−HK$1,821/mo
Today · 4.125%
HK$70,581
baseline
▲ 0.50% · 4.625%
HK$74,302
+HK$3,721/mo
Deposit HK$1.47M · loan HK$13.20M · min. income ≈ HK$141,162/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$549,944 · Scale 2, in force from 26 Feb 2026)