LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,442
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,483
−HK$1,057/mo
Today · 4.125%
HK$35,540
baseline
▲ 0.50% · 4.625%
HK$37,702
+HK$2,162/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$71,080/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,204
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,202
−HK$1,012/mo
Today · 4.125%
HK$39,214
baseline
▲ 0.50% · 4.625%
HK$41,281
+HK$2,067/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$78,428/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$549,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,131
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,379
−HK$1,268/mo
Today · 4.125%
HK$42,647
baseline
▲ 0.50% · 4.625%
HK$45,242
+HK$2,595/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$85,294/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$549,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,645
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$45,843
−HK$1,214/mo
Today · 4.125%
HK$47,057
baseline
▲ 0.50% · 4.625%
HK$49,538
+HK$2,481/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$94,114/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$549,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,819
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$48,276
−HK$1,479/mo
Today · 4.125%
HK$49,755
baseline
▲ 0.50% · 4.625%
HK$52,783
+HK$3,028/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$99,510/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,086
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$53,483
−HK$1,417/mo
Today · 4.125%
HK$54,900
baseline
▲ 0.50% · 4.625%
HK$57,794
+HK$2,894/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$109,800/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$549,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,196
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$62,069
−HK$1,902/mo
Today · 4.125%
HK$63,971
baseline
▲ 0.50% · 4.625%
HK$67,864
+HK$3,893/mo
Deposit HK$1.47M · loan HK$13.20M · min. income ≈ HK$127,942/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$549,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,968
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$68,764
−HK$1,822/mo
Today · 4.125%
HK$70,586
baseline
▲ 0.50% · 4.625%
HK$74,307
+HK$3,721/mo
Deposit HK$1.47M · loan HK$13.20M · min. income ≈ HK$141,172/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$549,978 · Scale 2, in force from 26 Feb 2026)