LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,447
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,487
−HK$1,057/mo
Today · 4.125%
HK$35,544
baseline
▲ 0.50% · 4.625%
HK$37,707
+HK$2,163/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$71,088/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$550,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,209
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,207
−HK$1,012/mo
Today · 4.125%
HK$39,219
baseline
▲ 0.50% · 4.625%
HK$41,287
+HK$2,068/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$78,438/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$550,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,136
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,384
−HK$1,269/mo
Today · 4.125%
HK$42,653
baseline
▲ 0.50% · 4.625%
HK$45,248
+HK$2,595/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$85,306/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,651
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$45,848
−HK$1,215/mo
Today · 4.125%
HK$47,063
baseline
▲ 0.50% · 4.625%
HK$49,544
+HK$2,481/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$94,126/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,825
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$48,282
−HK$1,480/mo
Today · 4.125%
HK$49,762
baseline
▲ 0.50% · 4.625%
HK$52,789
+HK$3,027/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$99,524/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,093
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$53,490
−HK$1,417/mo
Today · 4.125%
HK$54,907
baseline
▲ 0.50% · 4.625%
HK$57,801
+HK$2,894/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$109,814/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,204
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$62,076
−HK$1,903/mo
Today · 4.125%
HK$63,979
baseline
▲ 0.50% · 4.625%
HK$67,872
+HK$3,893/mo
Deposit HK$1.47M · loan HK$13.20M · min. income ≈ HK$127,958/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,976
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,772
−HK$1,823/mo
Today · 4.125%
HK$70,595
baseline
▲ 0.50% · 4.625%
HK$74,316
+HK$3,721/mo
Deposit HK$1.47M · loan HK$13.20M · min. income ≈ HK$141,190/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,046 · Scale 2, in force from 26 Feb 2026)