LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,448
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,488
−HK$1,057/mo
Today · 4.125%
HK$35,545
baseline
▲ 0.50% · 4.625%
HK$37,708
+HK$2,163/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$71,090/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$550,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,211
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,209
−HK$1,012/mo
Today · 4.125%
HK$39,221
baseline
▲ 0.50% · 4.625%
HK$41,288
+HK$2,067/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$78,442/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$550,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,138
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,386
−HK$1,269/mo
Today · 4.125%
HK$42,655
baseline
▲ 0.50% · 4.625%
HK$45,250
+HK$2,595/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$85,310/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,653
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$45,850
−HK$1,215/mo
Today · 4.125%
HK$47,065
baseline
▲ 0.50% · 4.625%
HK$49,546
+HK$2,481/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$94,130/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,827
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$48,284
−HK$1,480/mo
Today · 4.125%
HK$49,764
baseline
▲ 0.50% · 4.625%
HK$52,792
+HK$3,028/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$99,528/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,095
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$53,492
−HK$1,417/mo
Today · 4.125%
HK$54,909
baseline
▲ 0.50% · 4.625%
HK$57,804
+HK$2,895/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$109,818/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,206
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$62,079
−HK$1,903/mo
Today · 4.125%
HK$63,982
baseline
▲ 0.50% · 4.625%
HK$67,875
+HK$3,893/mo
Deposit HK$1.47M · loan HK$13.20M · min. income ≈ HK$127,964/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,979
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,775
−HK$1,823/mo
Today · 4.125%
HK$70,598
baseline
▲ 0.50% · 4.625%
HK$74,319
+HK$3,721/mo
Deposit HK$1.47M · loan HK$13.20M · min. income ≈ HK$141,196/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,070 · Scale 2, in force from 26 Feb 2026)