LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,448
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,489
−HK$1,057/mo
Today · 4.125%
HK$35,546
baseline
▲ 0.50% · 4.625%
HK$37,709
+HK$2,163/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$71,092/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$550,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,211
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,209
−HK$1,012/mo
Today · 4.125%
HK$39,221
baseline
▲ 0.50% · 4.625%
HK$41,289
+HK$2,068/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$78,442/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$550,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,138
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,387
−HK$1,268/mo
Today · 4.125%
HK$42,655
baseline
▲ 0.50% · 4.625%
HK$45,250
+HK$2,595/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$85,310/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,653
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,851
−HK$1,215/mo
Today · 4.125%
HK$47,066
baseline
▲ 0.50% · 4.625%
HK$49,546
+HK$2,480/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$94,132/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,828
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$48,284
−HK$1,480/mo
Today · 4.125%
HK$49,764
baseline
▲ 0.50% · 4.625%
HK$52,792
+HK$3,028/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$99,528/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,095
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,492
−HK$1,418/mo
Today · 4.125%
HK$54,910
baseline
▲ 0.50% · 4.625%
HK$57,804
+HK$2,894/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$109,820/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,207
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$62,080
−HK$1,903/mo
Today · 4.125%
HK$63,983
baseline
▲ 0.50% · 4.625%
HK$67,876
+HK$3,893/mo
Deposit HK$1.47M · loan HK$13.20M · min. income ≈ HK$127,966/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,980
−HK$3,618/mo
▼ 0.25% · 3.875%
HK$68,776
−HK$1,822/mo
Today · 4.125%
HK$70,598
baseline
▲ 0.50% · 4.625%
HK$74,320
+HK$3,722/mo
Deposit HK$1.47M · loan HK$13.20M · min. income ≈ HK$141,196/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,076 · Scale 2, in force from 26 Feb 2026)