LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,450
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,491
−HK$1,057/mo
Today · 4.125%
HK$35,548
baseline
▲ 0.50% · 4.625%
HK$37,711
+HK$2,163/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$71,096/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$550,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,213
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,211
−HK$1,012/mo
Today · 4.125%
HK$39,223
baseline
▲ 0.50% · 4.625%
HK$41,291
+HK$2,068/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$78,446/mo (50% DSR)
Upfront cash ≈ HK$7.88M (deposit + AVD stamp duty HK$550,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,140
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,389
−HK$1,268/mo
Today · 4.125%
HK$42,657
baseline
▲ 0.50% · 4.625%
HK$45,253
+HK$2,596/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$85,314/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,655
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,853
−HK$1,215/mo
Today · 4.125%
HK$47,068
baseline
▲ 0.50% · 4.625%
HK$49,549
+HK$2,481/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$94,136/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,830
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$48,287
−HK$1,480/mo
Today · 4.125%
HK$49,767
baseline
▲ 0.50% · 4.625%
HK$52,795
+HK$3,028/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$99,534/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,098
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,495
−HK$1,418/mo
Today · 4.125%
HK$54,913
baseline
▲ 0.50% · 4.625%
HK$57,807
+HK$2,894/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$109,826/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,210
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$62,083
−HK$1,903/mo
Today · 4.125%
HK$63,986
baseline
▲ 0.50% · 4.625%
HK$67,879
+HK$3,893/mo
Deposit HK$1.47M · loan HK$13.20M · min. income ≈ HK$127,972/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,983
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,780
−HK$1,822/mo
Today · 4.125%
HK$70,602
baseline
▲ 0.50% · 4.625%
HK$74,324
+HK$3,722/mo
Deposit HK$1.47M · loan HK$13.20M · min. income ≈ HK$141,204/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,104 · Scale 2, in force from 26 Feb 2026)