LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,451
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,492
−HK$1,057/mo
Today · 4.125%
HK$35,549
baseline
▲ 0.50% · 4.625%
HK$37,712
+HK$2,163/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$71,098/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,214
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,212
−HK$1,013/mo
Today · 4.125%
HK$39,225
baseline
▲ 0.50% · 4.625%
HK$41,292
+HK$2,067/mo
Deposit HK$7.33M · loan HK$7.33M · min. income ≈ HK$78,450/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,141
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,390
−HK$1,269/mo
Today · 4.125%
HK$42,659
baseline
▲ 0.50% · 4.625%
HK$45,254
+HK$2,595/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$85,318/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,657
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,855
−HK$1,215/mo
Today · 4.125%
HK$47,070
baseline
▲ 0.50% · 4.625%
HK$49,551
+HK$2,481/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$94,140/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,832
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$48,288
−HK$1,481/mo
Today · 4.125%
HK$49,769
baseline
▲ 0.50% · 4.625%
HK$52,797
+HK$3,028/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$99,538/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,100
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,497
−HK$1,418/mo
Today · 4.125%
HK$54,915
baseline
▲ 0.50% · 4.625%
HK$57,809
+HK$2,894/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$109,830/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,212
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$62,085
−HK$1,903/mo
Today · 4.125%
HK$63,988
baseline
▲ 0.50% · 4.625%
HK$67,882
+HK$3,894/mo
Deposit HK$1.47M · loan HK$13.20M · min. income ≈ HK$127,976/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,986
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,782
−HK$1,823/mo
Today · 4.125%
HK$70,605
baseline
▲ 0.50% · 4.625%
HK$74,326
+HK$3,721/mo
Deposit HK$1.47M · loan HK$13.20M · min. income ≈ HK$141,210/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,124 · Scale 2, in force from 26 Feb 2026)