LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,452
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,492
−HK$1,057/mo
Today · 4.125%
HK$35,549
baseline
▲ 0.50% · 4.625%
HK$37,713
+HK$2,164/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,098/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,215
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,213
−HK$1,012/mo
Today · 4.125%
HK$39,225
baseline
▲ 0.50% · 4.625%
HK$41,293
+HK$2,068/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,450/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,142
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,391
−HK$1,268/mo
Today · 4.125%
HK$42,659
baseline
▲ 0.50% · 4.625%
HK$45,255
+HK$2,596/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$85,318/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,658
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$45,855
−HK$1,215/mo
Today · 4.125%
HK$47,070
baseline
▲ 0.50% · 4.625%
HK$49,551
+HK$2,481/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$94,140/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,832
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$48,289
−HK$1,480/mo
Today · 4.125%
HK$49,769
baseline
▲ 0.50% · 4.625%
HK$52,798
+HK$3,029/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$99,538/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,101
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$53,498
−HK$1,417/mo
Today · 4.125%
HK$54,915
baseline
▲ 0.50% · 4.625%
HK$57,810
+HK$2,895/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$109,830/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,213
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$62,086
−HK$1,903/mo
Today · 4.125%
HK$63,989
baseline
▲ 0.50% · 4.625%
HK$67,883
+HK$3,894/mo
Deposit HK$1.47M · loan HK$13.20M · min. income ≈ HK$127,978/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,986
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$68,783
−HK$1,823/mo
Today · 4.125%
HK$70,606
baseline
▲ 0.50% · 4.625%
HK$74,327
+HK$3,721/mo
Deposit HK$1.47M · loan HK$13.20M · min. income ≈ HK$141,212/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,131 · Scale 2, in force from 26 Feb 2026)