LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,452
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,493
−HK$1,057/mo
Today · 4.125%
HK$35,550
baseline
▲ 0.50% · 4.625%
HK$37,713
+HK$2,163/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,100/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,215
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,213
−HK$1,013/mo
Today · 4.125%
HK$39,226
baseline
▲ 0.50% · 4.625%
HK$41,293
+HK$2,067/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,452/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,143
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,391
−HK$1,269/mo
Today · 4.125%
HK$42,660
baseline
▲ 0.50% · 4.625%
HK$45,256
+HK$2,596/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$85,320/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,658
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,856
−HK$1,215/mo
Today · 4.125%
HK$47,071
baseline
▲ 0.50% · 4.625%
HK$49,552
+HK$2,481/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$94,142/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,833
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$48,290
−HK$1,480/mo
Today · 4.125%
HK$49,770
baseline
▲ 0.50% · 4.625%
HK$52,798
+HK$3,028/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$99,540/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,101
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,499
−HK$1,417/mo
Today · 4.125%
HK$54,916
baseline
▲ 0.50% · 4.625%
HK$57,811
+HK$2,895/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$109,832/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,214
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$62,087
−HK$1,903/mo
Today · 4.125%
HK$63,990
baseline
▲ 0.50% · 4.625%
HK$67,883
+HK$3,893/mo
Deposit HK$1.47M · loan HK$13.20M · min. income ≈ HK$127,980/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,987
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,784
−HK$1,822/mo
Today · 4.125%
HK$70,606
baseline
▲ 0.50% · 4.625%
HK$74,328
+HK$3,722/mo
Deposit HK$1.47M · loan HK$13.20M · min. income ≈ HK$141,212/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,138 · Scale 2, in force from 26 Feb 2026)