LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,452
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,493
−HK$1,057/mo
Today · 4.125%
HK$35,550
baseline
▲ 0.50% · 4.625%
HK$37,713
+HK$2,163/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,100/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,216
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,214
−HK$1,012/mo
Today · 4.125%
HK$39,226
baseline
▲ 0.50% · 4.625%
HK$41,294
+HK$2,068/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,452/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,143
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,392
−HK$1,268/mo
Today · 4.125%
HK$42,660
baseline
▲ 0.50% · 4.625%
HK$45,256
+HK$2,596/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$85,320/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,659
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$45,856
−HK$1,215/mo
Today · 4.125%
HK$47,071
baseline
▲ 0.50% · 4.625%
HK$49,553
+HK$2,482/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$94,142/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,833
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$48,290
−HK$1,480/mo
Today · 4.125%
HK$49,770
baseline
▲ 0.50% · 4.625%
HK$52,799
+HK$3,029/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$99,540/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,102
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,499
−HK$1,418/mo
Today · 4.125%
HK$54,917
baseline
▲ 0.50% · 4.625%
HK$57,811
+HK$2,894/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$109,834/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,214
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$62,087
−HK$1,903/mo
Today · 4.125%
HK$63,990
baseline
▲ 0.50% · 4.625%
HK$67,884
+HK$3,894/mo
Deposit HK$1.47M · loan HK$13.20M · min. income ≈ HK$127,980/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,988
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,785
−HK$1,822/mo
Today · 4.125%
HK$70,607
baseline
▲ 0.50% · 4.625%
HK$74,329
+HK$3,722/mo
Deposit HK$1.47M · loan HK$13.20M · min. income ≈ HK$141,214/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,143 · Scale 2, in force from 26 Feb 2026)