LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,454
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,495
−HK$1,057/mo
Today · 4.125%
HK$35,552
baseline
▲ 0.50% · 4.625%
HK$37,716
+HK$2,164/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,104/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,218
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,216
−HK$1,012/mo
Today · 4.125%
HK$39,228
baseline
▲ 0.50% · 4.625%
HK$41,296
+HK$2,068/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,456/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,145
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,394
−HK$1,269/mo
Today · 4.125%
HK$42,663
baseline
▲ 0.50% · 4.625%
HK$45,259
+HK$2,596/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$85,326/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,661
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,859
−HK$1,215/mo
Today · 4.125%
HK$47,074
baseline
▲ 0.50% · 4.625%
HK$49,556
+HK$2,482/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$94,148/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,836
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$48,293
−HK$1,480/mo
Today · 4.125%
HK$49,773
baseline
▲ 0.50% · 4.625%
HK$52,802
+HK$3,029/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$99,546/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,105
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,502
−HK$1,418/mo
Today · 4.125%
HK$54,920
baseline
▲ 0.50% · 4.625%
HK$57,815
+HK$2,895/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$109,840/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,218
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$62,091
−HK$1,903/mo
Today · 4.125%
HK$63,994
baseline
▲ 0.50% · 4.625%
HK$67,888
+HK$3,894/mo
Deposit HK$1.47M · loan HK$13.20M · min. income ≈ HK$127,988/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,992
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,789
−HK$1,822/mo
Today · 4.125%
HK$70,611
baseline
▲ 0.50% · 4.625%
HK$74,333
+HK$3,722/mo
Deposit HK$1.47M · loan HK$13.20M · min. income ≈ HK$141,222/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,176 · Scale 2, in force from 26 Feb 2026)