LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,456
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,496
−HK$1,058/mo
Today · 4.125%
HK$35,554
baseline
▲ 0.50% · 4.625%
HK$37,717
+HK$2,163/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,108/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,219
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,217
−HK$1,013/mo
Today · 4.125%
HK$39,230
baseline
▲ 0.50% · 4.625%
HK$41,298
+HK$2,068/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,460/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,147
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,395
−HK$1,269/mo
Today · 4.125%
HK$42,664
baseline
▲ 0.50% · 4.625%
HK$45,260
+HK$2,596/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$85,328/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,663
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,861
−HK$1,215/mo
Today · 4.125%
HK$47,076
baseline
▲ 0.50% · 4.625%
HK$49,557
+HK$2,481/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$94,152/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,838
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$48,295
−HK$1,480/mo
Today · 4.125%
HK$49,775
baseline
▲ 0.50% · 4.625%
HK$52,804
+HK$3,029/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$99,550/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,107
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,504
−HK$1,418/mo
Today · 4.125%
HK$54,922
baseline
▲ 0.50% · 4.625%
HK$57,817
+HK$2,895/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$109,844/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,220
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$62,093
−HK$1,903/mo
Today · 4.125%
HK$63,996
baseline
▲ 0.50% · 4.625%
HK$67,890
+HK$3,894/mo
Deposit HK$1.47M · loan HK$13.20M · min. income ≈ HK$127,992/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,994
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$68,791
−HK$1,823/mo
Today · 4.125%
HK$70,614
baseline
▲ 0.50% · 4.625%
HK$74,336
+HK$3,722/mo
Deposit HK$1.47M · loan HK$13.20M · min. income ≈ HK$141,228/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,195 · Scale 2, in force from 26 Feb 2026)