LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,457
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,498
−HK$1,057/mo
Today · 4.125%
HK$35,555
baseline
▲ 0.50% · 4.625%
HK$37,718
+HK$2,163/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,110/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,220
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,219
−HK$1,012/mo
Today · 4.125%
HK$39,231
baseline
▲ 0.50% · 4.625%
HK$41,299
+HK$2,068/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,462/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,148
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,397
−HK$1,269/mo
Today · 4.125%
HK$42,666
baseline
▲ 0.50% · 4.625%
HK$45,262
+HK$2,596/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$85,332/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,665
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,862
−HK$1,216/mo
Today · 4.125%
HK$47,078
baseline
▲ 0.50% · 4.625%
HK$49,559
+HK$2,481/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$94,156/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,840
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$48,297
−HK$1,480/mo
Today · 4.125%
HK$49,777
baseline
▲ 0.50% · 4.625%
HK$52,806
+HK$3,029/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$99,554/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,109
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,506
−HK$1,418/mo
Today · 4.125%
HK$54,924
baseline
▲ 0.50% · 4.625%
HK$57,819
+HK$2,895/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$109,848/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,222
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$62,096
−HK$1,903/mo
Today · 4.125%
HK$63,999
baseline
▲ 0.50% · 4.625%
HK$67,893
+HK$3,894/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$127,998/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,997
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,794
−HK$1,822/mo
Today · 4.125%
HK$70,616
baseline
▲ 0.50% · 4.625%
HK$74,339
+HK$3,723/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$141,232/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,217 · Scale 2, in force from 26 Feb 2026)