LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,458
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,499
−HK$1,057/mo
Today · 4.125%
HK$35,556
baseline
▲ 0.50% · 4.625%
HK$37,720
+HK$2,164/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,112/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,222
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,220
−HK$1,013/mo
Today · 4.125%
HK$39,233
baseline
▲ 0.50% · 4.625%
HK$41,301
+HK$2,068/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,466/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,150
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,399
−HK$1,269/mo
Today · 4.125%
HK$42,668
baseline
▲ 0.50% · 4.625%
HK$45,264
+HK$2,596/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$85,336/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,666
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,864
−HK$1,216/mo
Today · 4.125%
HK$47,080
baseline
▲ 0.50% · 4.625%
HK$49,561
+HK$2,481/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$94,160/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,842
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$48,299
−HK$1,480/mo
Today · 4.125%
HK$49,779
baseline
▲ 0.50% · 4.625%
HK$52,808
+HK$3,029/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$99,558/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,111
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,508
−HK$1,418/mo
Today · 4.125%
HK$54,926
baseline
▲ 0.50% · 4.625%
HK$57,821
+HK$2,895/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$109,852/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,225
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$62,098
−HK$1,904/mo
Today · 4.125%
HK$64,002
baseline
▲ 0.50% · 4.625%
HK$67,896
+HK$3,894/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$128,004/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,000
−HK$3,619/mo
▼ 0.25% · 3.875%
HK$68,796
−HK$1,823/mo
Today · 4.125%
HK$70,619
baseline
▲ 0.50% · 4.625%
HK$74,342
+HK$3,723/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$141,238/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,239 · Scale 2, in force from 26 Feb 2026)