LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,461
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,502
−HK$1,057/mo
Today · 4.125%
HK$35,559
baseline
▲ 0.50% · 4.625%
HK$37,723
+HK$2,164/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,118/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,225
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,223
−HK$1,013/mo
Today · 4.125%
HK$39,236
baseline
▲ 0.50% · 4.625%
HK$41,304
+HK$2,068/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,472/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,153
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,402
−HK$1,269/mo
Today · 4.125%
HK$42,671
baseline
▲ 0.50% · 4.625%
HK$45,268
+HK$2,597/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$85,342/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,670
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,868
−HK$1,215/mo
Today · 4.125%
HK$47,083
baseline
▲ 0.50% · 4.625%
HK$49,565
+HK$2,482/mo
Deposit HK$5.87M · loan HK$8.80M · min. income ≈ HK$94,166/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,845
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,303
−HK$1,480/mo
Today · 4.125%
HK$49,783
baseline
▲ 0.50% · 4.625%
HK$52,812
+HK$3,029/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$99,566/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,115
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$53,513
−HK$1,418/mo
Today · 4.125%
HK$54,931
baseline
▲ 0.50% · 4.625%
HK$57,826
+HK$2,895/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$109,862/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,230
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$62,103
−HK$1,904/mo
Today · 4.125%
HK$64,007
baseline
▲ 0.50% · 4.625%
HK$67,901
+HK$3,894/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$128,014/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,005
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$68,802
−HK$1,823/mo
Today · 4.125%
HK$70,625
baseline
▲ 0.50% · 4.625%
HK$74,348
+HK$3,723/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$141,250/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,284 · Scale 2, in force from 26 Feb 2026)