LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,464
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,505
−HK$1,058/mo
Today · 4.125%
HK$35,563
baseline
▲ 0.50% · 4.625%
HK$37,727
+HK$2,164/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,126/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,229
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,227
−HK$1,013/mo
Today · 4.125%
HK$39,240
baseline
▲ 0.50% · 4.625%
HK$41,309
+HK$2,069/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,480/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,157
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,407
−HK$1,269/mo
Today · 4.125%
HK$42,676
baseline
▲ 0.50% · 4.625%
HK$45,272
+HK$2,596/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$85,352/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,675
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,873
−HK$1,215/mo
Today · 4.125%
HK$47,088
baseline
▲ 0.50% · 4.625%
HK$49,570
+HK$2,482/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$94,176/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,850
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,308
−HK$1,480/mo
Today · 4.125%
HK$49,788
baseline
▲ 0.50% · 4.625%
HK$52,818
+HK$3,030/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$99,576/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,120
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$53,518
−HK$1,418/mo
Today · 4.125%
HK$54,936
baseline
▲ 0.50% · 4.625%
HK$57,832
+HK$2,896/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$109,872/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,236
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$62,110
−HK$1,903/mo
Today · 4.125%
HK$64,013
baseline
▲ 0.50% · 4.625%
HK$67,908
+HK$3,895/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$128,026/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,012
−HK$3,620/mo
▼ 0.25% · 3.875%
HK$68,809
−HK$1,823/mo
Today · 4.125%
HK$70,632
baseline
▲ 0.50% · 4.625%
HK$74,356
+HK$3,724/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$141,264/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,341 · Scale 2, in force from 26 Feb 2026)