LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,466
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,507
−HK$1,058/mo
Today · 4.125%
HK$35,565
baseline
▲ 0.50% · 4.625%
HK$37,729
+HK$2,164/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,130/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,231
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,229
−HK$1,013/mo
Today · 4.125%
HK$39,242
baseline
▲ 0.50% · 4.625%
HK$41,310
+HK$2,068/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,484/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,159
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,408
−HK$1,269/mo
Today · 4.125%
HK$42,677
baseline
▲ 0.50% · 4.625%
HK$45,274
+HK$2,597/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$85,354/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,677
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,875
−HK$1,215/mo
Today · 4.125%
HK$47,090
baseline
▲ 0.50% · 4.625%
HK$49,573
+HK$2,483/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$94,180/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,852
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,310
−HK$1,480/mo
Today · 4.125%
HK$49,790
baseline
▲ 0.50% · 4.625%
HK$52,820
+HK$3,030/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$99,580/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,123
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$53,521
−HK$1,418/mo
Today · 4.125%
HK$54,939
baseline
▲ 0.50% · 4.625%
HK$57,835
+HK$2,896/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$109,878/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,239
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$62,112
−HK$1,904/mo
Today · 4.125%
HK$64,016
baseline
▲ 0.50% · 4.625%
HK$67,911
+HK$3,895/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$128,032/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,015
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$68,812
−HK$1,824/mo
Today · 4.125%
HK$70,636
baseline
▲ 0.50% · 4.625%
HK$74,359
+HK$3,723/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$141,272/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,365 · Scale 2, in force from 26 Feb 2026)