LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,469
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,510
−HK$1,058/mo
Today · 4.125%
HK$35,568
baseline
▲ 0.50% · 4.625%
HK$37,732
+HK$2,164/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,136/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,234
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,232
−HK$1,013/mo
Today · 4.125%
HK$39,245
baseline
▲ 0.50% · 4.625%
HK$41,314
+HK$2,069/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,490/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,163
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,412
−HK$1,269/mo
Today · 4.125%
HK$42,681
baseline
▲ 0.50% · 4.625%
HK$45,278
+HK$2,597/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$85,362/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,680
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,879
−HK$1,215/mo
Today · 4.125%
HK$47,094
baseline
▲ 0.50% · 4.625%
HK$49,577
+HK$2,483/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$94,188/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,856
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,314
−HK$1,481/mo
Today · 4.125%
HK$49,795
baseline
▲ 0.50% · 4.625%
HK$52,825
+HK$3,030/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$99,590/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,127
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,525
−HK$1,419/mo
Today · 4.125%
HK$54,944
baseline
▲ 0.50% · 4.625%
HK$57,840
+HK$2,896/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$109,888/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,244
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$62,118
−HK$1,904/mo
Today · 4.125%
HK$64,022
baseline
▲ 0.50% · 4.625%
HK$67,917
+HK$3,895/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$128,044/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,021
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$68,818
−HK$1,824/mo
Today · 4.125%
HK$70,642
baseline
▲ 0.50% · 4.625%
HK$74,365
+HK$3,723/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$141,284/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,413 · Scale 2, in force from 26 Feb 2026)