LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,471
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,512
−HK$1,057/mo
Today · 4.125%
HK$35,569
baseline
▲ 0.50% · 4.625%
HK$37,734
+HK$2,165/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,138/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,236
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,234
−HK$1,013/mo
Today · 4.125%
HK$39,247
baseline
▲ 0.50% · 4.625%
HK$41,316
+HK$2,069/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,494/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,165
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,414
−HK$1,269/mo
Today · 4.125%
HK$42,683
baseline
▲ 0.50% · 4.625%
HK$45,280
+HK$2,597/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$85,366/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,683
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,881
−HK$1,216/mo
Today · 4.125%
HK$47,097
baseline
▲ 0.50% · 4.625%
HK$49,579
+HK$2,482/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$94,194/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,859
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,316
−HK$1,481/mo
Today · 4.125%
HK$49,797
baseline
▲ 0.50% · 4.625%
HK$52,827
+HK$3,030/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$99,594/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,130
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$53,528
−HK$1,418/mo
Today · 4.125%
HK$54,946
baseline
▲ 0.50% · 4.625%
HK$57,843
+HK$2,897/mo
Deposit HK$4.40M · loan HK$10.27M · min. income ≈ HK$109,892/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,247
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$62,121
−HK$1,904/mo
Today · 4.125%
HK$64,025
baseline
▲ 0.50% · 4.625%
HK$67,921
+HK$3,896/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$128,050/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,024
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$68,822
−HK$1,823/mo
Today · 4.125%
HK$70,645
baseline
▲ 0.50% · 4.625%
HK$74,369
+HK$3,724/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$141,290/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,441 · Scale 2, in force from 26 Feb 2026)